Despite the fact that the real estate market is now changing, there are still many opportunities for agents. Keller Mortgage has a team of skilled experts to help with any type of transaction and assist real estate professionals in connecting their customers with the financing they require. Keller Mortgage has developed a portfolio of products with an equally varied array of solutions to calm the anxieties of even the most nervous clients. Here are some of their most recent offerings.
Visit KellerMortgage.com and speak with one of their knowledgeable loan professionals to get the full list.
Keep Eager Clients Hungry with Offer Ready
Offer Ready is a fully underwritten pre-approval service from Keller Mortgage designed to provide buyers the assurance they need to make an offer. Offer Ready helps clients enter the market prepared to impress sellers as soon as they see a property that piques their interest, by offering quicker loan approval and more persuasive purchase bids. Through the Keller Mortgage online portal, customers may also keep track of their progress, upload and manage documents, and get in touch with their loan officer.
Block Rate Hikes with Lock and Shop
Lock and Shop locks in rates for up to 120 days while customers shop, preventing fluctuating interest rates from dampening their enthusiasm for house purchases. Additionally, clients have the choice to reset their rate to current market circumstances within 60 days of closure if rates move in their favor! For traditional loan programs, Lock and Shop rates are available for primary or secondary houses without an upfront cost.
Planting Roots with Manufactured Home Loans
Keller Mortgage offers loans to buy double-wide (or larger) manufactured homes as long as they are set on a foundation, regardless of whether your clients are searching for a primary residence or a dedicated vacation home. Note: Homes must also be constructed after June 15, 1976, be titled as “real property,” and be situated on the original build site. Your clients might be the ideal candidates for a prefabricated home loan if they have a credit score of 620 or higher, the funds to put down 3% of the purchase price, and the property passes a thorough inspection.
Jumbo Loans for Big Spenders
A jumbo loan might be exactly what someone needs to fund their purchase of a high-end home, luxury investment property, or a home in an expensive area of the country. For the purchase of properties that are too pricey for conventional loans, jumbo loans can offer qualifying borrowers up to $3 million. With a minimum credit score of 661 and the ability to put down 10%, Keller Mortgage is ready to offer jumbo loans to clients looking to purchase a one to four-unit home, a secondary dwelling, or an investment property.
While these products essentially sell themselves, Keller Mortgage specialists are available to address any questions or worries. Additionally, the For Agents portion of the Keller Mortgage website has more detailed product descriptions and contact information, enabling any agent to become fluent in the language of mortgages if their clients aren’t the only ones who have inquiries regarding this competitive advantage!
Keller Mortgage, LLC NMLS #140234, www.nmlsconsumeraccess.org. Equal Housing Lender. Licensed in 50 states. 4725 Lakehurst Ct. Suite 400 Dublin, OH 43016 (888)766-2678. Keller Mortgage LLC is an affiliated business of Keller Williams Realty International. AK 140234; AZ 0923263; CA 4131187: Licensed by Dept. of Financial Protection & Innovation, under the CA Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee; KS MC.0025484; MA: Mortgage Lender License #ML 140234; MO: 16690 Swingley Ridge Rd Ste. 240 Chesterfield, MO 63017; NJ: Licensed Mortgage Lender-NJ Dept. of Banking; NY: Licensed Mortgage Banker- NYS Department of Financial Services; OR: License #ML-5189; RI: Licensed Lender. All loans subject to credit approval. Rates subject to change. Restrictions may apply.